THE SMARTER WAY TO FUND YOUR RENTAL PORTFOLIO
SCALE FASTER WITH A 30-YEAR Rental LOANs
• No Reserves Required
• Rates from 6.5% - APR 6.68% to 6.75%
• Up to 85 % LTV on purchases
75 % LTV on cash-out refis
• No Income Docs (DSCR ≥ 0.75)
Carol Wilkes
Carol Wilkes, DSCR Loan Specialist • NMLS # 905315
IS A DSCR Rental LOAN RIGHT FOR YOU?
Debt-Service-Coverage-Ratio loans approve you on the property’s cash flow—not your personal W-2s. Perfect for investors who want to buy, refi, or pull equity without jumping through traditional hoops.
No Reserves Required — keep your cash for renovations
Close in 30 Days — nationwide, purchase or cash-out
True 30-Year Term — or choose 5/1 & 10/1 ARM options
Cash-Flow Approval — DSCR ≥ 0.75 qualifies
Expert Support — we guide you from app to funding
READY TO GROW YOUR RENTAL EMPIRE?
See how much you could leverage with today’s DSCR rates.
Unlock long-term, fixed-rate financing that scales with your goals. Pull equity from existing properties, buy the next deal, and let cash flow cover the payment—not your personal income.
Testimonials
Wilkes closed my duplex purchase in 24 days without asking for a single tax return. Best loan process I’ve had.
J. Gilbert, GA
I tapped 80 % LTV on three rentals for cash-out rehab funds. Smooth from app to close
S. Nguyen, TN
Carol’s team explained DSCR in plain English and got me a 30-year fixed at 6.5%. Already hunting the next deal.
M. Rivera, FL
Come, See What’s Waiting!
Get In Touch
Hours
Monday – Friday 9:00am – 7:00pm
Saturday - 11:00am - 4:00pm
Sunday – CLOSED
